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An FHA purchase loan for the purchase of a home with a low down payment and great rate. Offering FHA loans for an FHA home purchase. Purchae Loan
|What an FHA Mobile Home Loan Can Do For You
Buying a Mobile Home?
FHA mobile home loans might be just what you need. Your down payment
can be as low as 3.5% of the purchase price, and most of your closing
costs and fees can be included in the loan. Available on 1-4 unit
properties. FHA mobile home loans have been helping people become
homeowners since 1934. How is this done? The Federal Housing
Administration (FHA), which is part of HUD, insures the loan so you
can get the best deal.
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|Mobile Home with Land Loans
These homes are considered real
property just like a stick-built home.
Rate and Term Refinance
Cash Out Refinance Mortgage
Low Purchase Down Payment
Gift money is allowed.
If the home is manufactured tied to
land by deed or mortgage, it
must be on an approved foundation.
|Here is a list of the FHA Loan Qualifications:
You will need to have 2 years of steady employment--not necessarily
by the same employer but it is preferred.
Your income should be similar or increasing for the past 2 years.
You should have less than two 30 day periods of late payments on
your credit reports.
If you have declared bankruptcy, then it must be at least 2 years old,
and you will have to have good credit since then.
Foreclosures will need to be older than 3 years and good credit since then.
Mortgage payment should be about 30% of your gross income.
Let an FHA Mobile Home Loan Help You!
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|Mobile Home Loans - FHA - Loan Information
FHA mobile home loan requirements and guidelines are simple and easy
to understand. Prepare for your FHA mobile home loan with some
important steps to make sure you can afford the mortgage.